Tag: unemployment

Posted on

White Folk On Welfare

I was watching the Daily Show with John Stewart the other night and he had a guest who mentioned something that sounded kind of shocking: The majority of people receiving food stamps [EBT or CalFresh as they’re called now] are White. If you’re White and horrified by what you just read don’t be. We can be poor without having to be White trash.

Sure all of us have run into hard times before, but to run into hard times where you have to ask the government for a hand out is not something Caucasians ever really think about. Nowadays, it’s doesn’t matter what color you are, po’ folk is po’ folk. Sometimes you need a little help and you have to ask for it.

My family it currently on the San Francisco Health Plan because we can’t afford nor do I qualify for insurance because of pre-existing conditions [I could get us on the HIPAA plans, but that would cost us $2500/month]. I’m glad that it’s an available option for San Franciscans and if you don’t have insurance you should look into it.

Putting food on the table when you aren’t making any or enough money is another story. I’ve looked into this and a family of three can get up to $526/month to feed themselves. Sure you can include the food banks if you’re heavy eaters, but there are things you can buy that go a long way that are cheaper.

CalWorks is San Francisco’s version of welfare and while it helps out it doesn’t very much. I did a little research and again, for a family of three you can get $695/month, but that cuts into your CalFresh money and cuts it down to $377/month.  So if you are able to collect unemployment you can get a little over $1000/month to feed and house a family of three. I went to a meeting just to check it out and CalWorks has a program called Welfare to Work where at least one of the members of the family has to attend a 40 hour a week job training service for a month. If you haven’t found a job by then, then you have to do it again.

If you’re someone like me who has a college degree and a high level of skills this program won’t work for you. The jobs they are offering are low paying and short term. Even more so it doesn’t work because you have to spend time learning how to get a job which you already know when you could be spending time doing freelance work. Even when you get a job, if it’s a contract position they don’t count that as a job so they tell you that they’ll cut your benefits if you don’t show up for the job training which you don’t need. In short the system is broken. They don’t know how to deal with middle class people who have a college degree and more skills than the person who is your job counselor who doesn’t speak English very well.

As I heard one of the people working there say, you don’t want to be on welfare because it only leaves you pissed off and poor. I seriously think they need to work on adding additional resources for helping skilled people find work instead of offering temporary part time minimum wage jobs just so they can check you off the list. That doesn’t solve the unemployment problem it just regenerates it.

Posted on

The State of the Economy

I’ve been trying not to stray from talking about San Francisco, but today I have to talk about the State of California’s Unemployment Department and the U.S. Postal Service because one of them is to blame for the fact that yesterday, 12/12/2011 I received what was called my last unemployment check dated 4/4/2011 and mailed on 4/5/2011 as the picture shows.

WTF? Seriously? It took over eight months for them to send me my check? I worked for a company in 2010 under the JobsNow! program whereby my salary was repaid by the government. This lasted until the funding ran out at the end of September 2010 and I was helping them out on an equity only basis until I got my next job. In the meantime I started to collect unemployment again. Here’s where things started to get weird.

The put me back on quickly and then in January I got a bump up again because I had earned more per quarter than before because of my job. Then they cut me off because I had used up my money and didn’t have 40 times my weekly earnings to get an extension. I brought in the figures to show them differently and they gave me an extension, but now at the maximum draw for unemployment which they once again cut me off because now that I was making more money from unemployment I still didn’t have enough to qualify for an extension.

Just so everyone knows, if you work and are laid off you have to have earned in a quarter at least 40 times what you will receive in a week to qualify for an extension on your benefits. If you do not, your benefits will stop and you will no longer be eligible for unemployment benefits until you find work again. You’ll be unemployed, but not on the list of people who are unemployed.

So let’s get back to the check…I asked for a hearing again and went down and sat beside the judge who I explained everything to and who was very confused about the whole process and how this came about. She also asked me why when I filed my appeal that I filed it late. Uhm, late? I filed it the day after I received it and dropped it off at the post office directly to get it to them as quickly as possible.

The judge asked me why the post office took so long to deliver the letter. Well how the hell am I supposed to know? I don’t work for the f*cking post office! OK, I didn’t say that, but I’m hoping after she asked that question the answer popped into her head. I followed up stating that I had filled out form until the end of my payment time and hadn’t received the last check. When I received the write up of the trial this wasn’t mentioned, but my denial of further benefits was.

This all leads me to the check I received yesterday, over eight months late. After being denied extended benefits from way back then on the stub it tells me, You may qualify for extended benefits. If you qualify, the claim will automatically be filed. No action is needed on your part. You will be notified by mail of your eligibility.

Great. I’ll be waiting to hear from them in a couple of years.

Posted on

Why I don’t like working from home

So today, after a minor delay, I get to leave the house to go to work. I’ve been freelancing from home for the past several months and while there are advantages, there are also disadvantages. Let’s take a look from my perspective.

Advantages:

  1. You get to make your own hours.
  2. You don’t have to dress up
  3. You can go at your own pace
  4. You don’t have to deal with work place authority
Disadvantages:
  1. Family interruptions that break your train of thought.
  2. You can smoke in your home office which means you will smoke more than you need to.
  3. No one will fire you for drinking on the job so you probably drink more than you need to.
  4. You forget about what time of day it is so you don’t eat regularly.
  5. You have to find your own health insurance coverage.
  6. You don’t get out of the house as often.
  7. You get less exercise.

I like job stability and while I’ve just got a temporary in house freelance job which means it won’t be long lasting, it will at least give me a reason to have some focus in my day and to get up and move around. I’ve been trying to stop smoking and since smoking isn’t allowed in workplaces here this will help. I’m one of those people who smokes because I’m bored, not because I’m stressed. I have managed to cut down quite a bit, but now it will be even easier.

I’ll get to be more mobile and meet new people which I always like. Some of them might come in handy in the future which is always a good thing. This will also give me a change to get outside the city since I don’t get to do that very often and it’s usually down the peninsula. I also won’t have my 18 year old cat sitting next to me yowling for attention all day and night. The only bad thing about this, is that I’ll have less time to spend with my daughter which only means that when I do have time I’ll enjoy that even more and it will spur me on to do more with her when I have time to.

So here I go, off to work a journey into the unknown, but at least I know that I’ll have a regular paycheck coming for a little while. I will also be able to count myself as not one of the hundreds of thousands of unemployed for a little while that will hopefully turn permanent. So here I go, full guns blazing!

[ad#AdBrite]

Posted on

Things you need to know about unemployment.

I really like to devote this space to San Francisco, but there are a few things that come up that make me have to turn away for a moment. Today that’s unemployment. There’s a dirty little secret that the unemployment office doesn’t want you to know and today I’m going to tell you what that is.

As the regulars around here know I’ve been unemployed for quite some time. I was working for a company last year that hired me through the jobsnow program that repaid my employer for my salary because I was an unemployed Dad. The program ended on September 30th, 2010 and wasn’t set for renewal so I once again became unemployed along with a quarter of million other people. I reapplied for unemployment not sure what would happen and it turned out they reopened my previous claim.

I continued looking for work, but I was only able to find 3-4 jobs a week to send my resumes to. I received a letter from EDD shortly after January 1st 2011 telling me that a new claim had been opened for me because I had new wages to base the claim on. It turns out that I started to get about $40 more a week that I was getting before so we were in a bit of a better place.

I continue looking for work and suddenly find that the 3-4 jobs a week had turned in to 5-6 jobs a day. Now I’m starting to get calls back and even an interview or two. Then at the beginning of this month I received a letter from EDD telling me that my benefits have run out. Well that’s happened to lots of people. That’s what all the benefit extensions we’ve been hearing about mean right? WRONG. In my case because I did indeed work last year and became unemployed and the EDD automatically filed a new claim for me based on my new earnings that gave me more money I still didn’t have enough money banked to cover my first 26 weeks of unemployment therefore I have been cut off for the rest of the year from receiving unemployment insurance.

I have filed an appeal, but even in talking to someone at the EDD office they told me that if you run out of money before your initial 26 weeks has finished that you are cut from receiving any more unemployment benefits for that year. I am not someone who is trying to cheat the system. I have been looking for work and there is no where on the EDD website where it says you need to cover your first 26 weeks or you will be dropped for the rest of your benefit year from receiving benefits.

This is the dirty little lie that no one wants you to know. I see the 99ers screaming about how they’ve been collecting benefits for 99 weeks and are now being cut because they’ve run out of extensions. I was 12 weeks into my claim and now I’m cut off for the rest of the year. Luckily things for me are looking up in the economy, but if I get a job that lasts only a few weeks or months I still can’t get unemployment again because what I earn won’t go on record until next year.

Luckily I have a good chance coming up with a very stable company that should work in my favor if I can get it. Keep your fingers crossed for me.

[ad#AdBrite]

Posted on

How Things Work.

As of today, I am once again unemployed and I’m going to tell you why. San Francisco had a program that was funded by the federal government that San Francisco called Jobs Now! Here’s how it worked. A company signed up to be a part of the program and if they were approved then they had the ability to hire an unemployed parent who was a member of the program [i.e. me] and they would be reimbursed for the salary.

This plan worked great and employed over 250,000 people, but it ended as of yesterday, September 30th, 2010. President Obama saw that it was working very well and wanted to add an extension of a year onto the plan to keep people working while the economy is trying to recover. The extension passed the house and had to be approved by the senate before it could go into effect. Unfortunately, there are a few more Republicans in the Senate who pushed back to keep it from going through. Why you may ask?

As of today we now have over a quarter of a million people unemployed. This will work to the Republicans advantage as long as we the people don’t think. The Republicans will start using the rise in unemployment as a rally cry in the upcoming elections. “Can’t you see that the Democrats are destroying our great country! Look at how they’ve increased unemployment!”

So stop thinking and vilify the Democrats because they did a bad job when in reality, it was the Republicans who  are responsible for the rise in unemployment by not passing the extension. This my friends is a raw deal. Don’t doubt me that they won’t try and use this to their advantage. I am positive that they will. I just want you all to think and pass this along to your friends so they will think as well.

Yes, while it may not feel like it, the economy is starting to come back slowly, but the Republicans have now made the recovery take a step back by putting over a quarter of million people out of work. Think about that before you go to the polls.

Posted on

Save our JOBS NOW!

When people talk about the evils of the stimulus package by President Obama they here about the car company and bank bailouts and start pointing fingers and complaining about how Obama is killing America. What they don’t talk about is the employment stimulus that has given over 250,000 people jobs. These are jobs for unemployed parents [like me] whose wages are reimbursed by the government.

This wasn’t talked up too much and I found out about it quite by accident after reading a fairly well buried story on SF Gate. I got in and started making calls and got lots of interviews. I finally got a job in July from a very persistent employer who wanted me and kept in contact from March until the day I started my job.  The problem is that at the end of this month the program ends and I will be out of work again. The problem is two-fold here. The first is that I took the job and lost my unemployment benefits.  Unemployment is based on your earning of the last 18 months minus the current quarter. Since I’ve only worked in the current quarter I won’t be eligible for unemployment unless they make an exception for me. Second is that the our government is trying to extend it for a year, but while it passed the house, the republicans in congress have been filibustering against it.

Over a quarter of a million people will be unemployed once again because the Republicans hate Obama. The Republicans will be the cause of this unemployment because they believe that a cut in federal spending will help America. Unfortunately what it with do is put most of these people on unemployment which just moves the government spending from one room to another, so I ask you all to forward this piece to all your friends and neighbors and have them sign the online petition you’ll find here to ask the government to extend the program and keep the country from adding over a quarter of a million people to the unemployed list which will lead to an increase of the unemployment statistics, lower economic recovery because a quarter of a million people won’t have the money to spend and we’ll have more children going hungry…all because of a few Republicans, not Obama.

Think about this. A quarter of a million people unemployed, all of whom have families with kids who will have trouble living and making ends meet. I am only one, but it’s helping me provide for my wife and my daughter and we’re able to give back to our community by spending our money to purchase goods and services that in nine days will stop coming in. So we’re not talking about over a quarter of a million people being affected but closer to a million people being affected. Please, help do what is right so we can get America back on it’s feet.

Posted on

I’ve got a job!

Yes, the economy sucks in San Francisco, but I have just confirmed that I now have a job starting this Monday so food will be going on the table again and bills will be paid! YAY!!!!!

What kind of job you ask? Well, I’m not going to say as I haven’t signed any paper work and I’m sure that it’s going to involve all those non-disclosure acts, but this is a very cool company and I’ll be able to do a lot of work from home. I like this because when I used to see all these salaried employees who’d come in at 10 am then leave at 2 pm I always wanted that kind of job. When I did get a salaried position it usually meant I’d be getting called up at all hours of the day and night to come back in to fix a problem that they usually had figured out how to fix by the time I got dressed and got to work.

Not in this case. If they need something done at 10 pm, no problem. I’m at home and can handle it from here. If they need something done on the weekend I’m probably home and can do it from here [geez, maybe I need to get out of the house more.]

What I can tell you is that if you’re on the hip and cool group of mobile warriors you might be hearing some of voice and audio work in the near future. I’ll just leave it at that for now and maybe I can negotiate an iPhone in as a signing bonus. 😉

Oh, and just a last note in case you didn’t know I will not be working for tickles. I just thought that was a funny picture to add in because I’m happy to be working again.